Price Reduction - Golf Course - Primary on Main
Address
7 Loving Terrace, Palmyra, VA
Price
$ 387,500
Property Attributes
- MLS#2616100
- TypeSingle Family
- Listing Status Active
- CountyFluvanna
- CityPalmyra
- Area228 - Fluvanna
- NeighborhoodLake Monticello
- Zip22963
- Style
- Year Built1997
- Taxes$ 2362
- Price$ 387,500
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage2047
- Lot Size0.41 Acres
Data Source:
Central Virginia Regional MLS (CVRMLS)
Property Description
Don't miss this beautifully maintained home in Lake Monticello! Filled with natural light, the thoughtfully designed main level features an open-concept layout that seamlessly connects the spacious living room with a gas fireplace, the updated kitchen with newly installed granite countertops, and a charming breakfast nook. The first floor also offers a formal dining room, a dedicated home office with elegant French doors, and a generously sized primary suite featuring two walk-in closets with custom built-in shelving. The en-suite bath provides a relaxing retreat with a jetted soaking tub and separate walk-in shower. Upstairs, you'll find two additional spacious bedrooms with newly installed carpet and a full bathroom. Step outside to enjoy the large, fully fenced backyard with newly installed fencing, mature landscaping, and a raised garden bed—perfect for gardening, entertaining, or simply relaxing outdoors. As a resident of Lake Monticello, you'll enjoy access to an array of community amenities while benefiting from a convenient location with easy commuting to both Charlottesville and Richmond. Take a stroll to nearby Bunker Park or to the Lake Monticello Pub.
| Elementary School | Middle School | High School |
|---|---|---|
| Central Elementary School | Fluvanna Middle School | Fluvanna High School |
| Price History | |
|---|---|
| 6/12/2026 | Listed $389,900 |
| 8/24/2026 | 1$387,500 |
General Features
| Interior Features | Bedroom on Main Level,Breakfast Area,Separate/Formal Dining Room,En Suite Bathroom,French Door(s)/Atrium Door(s),Full Bath on Main Level,Granite Counters,High Ceilings,Jetted Tub,Bath in Primary Bedroom,Main Level Primary,Walk-In Closet(s) |
|---|---|
| Sewer | Public Sewer |
| Heating | Electric,Heat Pump |
| Cooling | Electric,Heat Pump |
| Possession | Close Of Escrow |
| Roof | Shingle |
| Appliances | Electric Water Heater |
| HOA | 1494 |
| Garage Spaces | 2 |
| Architectural Style | Two Story |
| Pool Features | None,Community |
| Security Features | Gated Community,Security Guard |
| Construction Materials | Block,Vinyl Siding |
| Year Built | 1997 |
| Stories | 2 |
| Levels | Two |
| Property SubType | Single Family Residence |
| Tax Year | 2024 |
| Percent Ownership | Corporate |
| Community Features | Basketball Court,Beach,Boat Facilities,Community Pool,Golf,Gated,Lake,Marina,Playground,Park,Pond,Pool,Putting Green,Street Lights,Sports Field,Tennis Court(s) |
| Assoc Fee Paid Per | Annually |
| County | Fluvanna |
| New Construction | false |
| Property Type | Residential |
| Home Owner Assoc | true |
| Attached Garage | true |
| Subdivision Name | Lake Monticello |
| Garage Y/N | true |
| Total Rooms | 10 |
| Full Baths | 2 |
| Status | Active |
| High School | Fluvanna |
| Disclosures | Familial Relation,Owner Is Listing Agent,Exempt Disclaimer |
| MLS Area | 228 - Fluvanna |
| Lot Size Units | Acres |
| Waterfront Y/N | false |
| Elementary School | Central |
| Year Built Details | Actual |
| Tax Annual Amount | 2362 |
| Middle/Junior High School | Fluvanna |
| Property Condition | Resale |
| Days on Market | 75 |
| Standard Status | Active |
| Occupancy Type | Vacant |
| Tax Assessed Value | 349100 |
| Ownership Type | Corporation |
| Property Sub Type Additional | Single Family Residence |
Interior Features
| Fireplace Features | Gas |
|---|---|
| Total Stories | 2 |
| Basement (Y/N) | false |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Half Baths | 1 |
| Total Bedrooms | 3 |
| LivingAreaSource | Assessor |
| Total Baths | 3 |
Exterior Features
| Fencing | Fenced,Full,Wood |
|---|---|
| Parking Features | Attached,Direct Access,Garage,Garage Door Opener |
| Water Source | Public |
| Lot Size Area | 0.41 |
| Lot Size Acres | 0.41 |
| Door Features | French Doors |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 22963
Price
Taxes
Year Built
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All or a portion of the multiple listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of listings and each individual listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
All MLS listings are © 2026 Central Virginia Regional Multiple Listing Service, LLC. All
All or a portion of the multiple listing information is provided by the Williamsburg Multiple Listing Service, LLC, from a copyrighted compilation of listings. All WMLS information provided is deemed reliable but is not guaranteed accurate. The compilation of listings and each individual listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
All MLS listings are © 2026 Williamsburg Multiple Listing Service, LLC. All rights reserved. No one may copy and/or repost these MLS listings, or any portion thereof, without the written permission of an authorized officer of the Williamsburg Multiple Listing Service, LLC.
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Last Updated: September 21, 2026 9:41 PM UTC
